Licensed & regulated by the Monetary Authority of Singapore (CMS100806)

Our Practice

Skills & Knowledge

We have the skills and experience to manage, grow and preserve your wealth.


You are a unique individual with specific goals & needs. We will listen and understand your needs.

Objective Advice

We adopt holistic risk-managed ways to achieve a financially secure life for you and your family.

Proactive Expertise

We stay abreast of latest market developments to grow and preserve your wealth.

Innovative Solutions

We proactively assess and source innovative solutions to achieve your goals.


We treasure a long-term relationship with you based on trust.

Our Team

Victor Lye, CFA, CFP®

Founder & CEO

Victor has over 25 years of leadership experience in investments, insurance and healthcare.

Starting his career with the Singapore Government Administrative Service, he later joined the private sector and held leadership positions in wealth management, private banking, stockbroking, insurance and asset management.

Victor has turned around two insurance companies belonging to the largest private healthcare groups in Singapore and Asia before closing a merger and acquisition deal with a pan-Asian insurer. Victor has served on the boards of publicly listed companies and chaired various audit committees.

A Colombo Plan Scholar, Victor graduated with a first-class honours degree in Economics from the University of Adelaide. He is professionally qualified as a Chartered Financial Analyst and a Certified Financial Planner.

Johnny Ong, B Sc

Head, Systems & Operations

Johnny has more than 14 years of information technology and web applications development and project management experience. Over the years, he has implemented numerous projects for both big and small companies.

Johnny has a Bachelor of Science degree from the National University of Singapore. Apart from his professional passion in technology, he has been active in community service since 1995.

Richard Martin

Head, Business Risk & Compliance

Richard has over 24 years financial experience in Singapore covering risk & compliance, operations, financial advisory, fund management and investment research. He has served institutional, high net worth and retail clients in both investment management and digital advisory services, as well as serving on various investment committees over the years.

He has a strong understanding of fund administration, having set-up operations of inaugural unit trusts for two financial institutions. Richard played a key role in building up AUM at a wealth management unit of a Singapore-based bank. As an investment manager, Richard has delivered respectable risk adjusted returns in challenging periods for multi-asset discretional portfolios over 10 years.

Richard graduated from Sheridan College in Canada, majoring in Business Administration. He has obtained certifications with multiple institutions, including International Compliance Training Academy, University of Southern Queensland, Institute of Banking & Finance, Singapore College of Insurance and completed CFA Level II with the CFA Institute.