Licensed & regulated by the Monetary Authority of Singapore (CMS100806)

Our Practice

Skills & Knowledge

We have the skills and experience to manage, grow and preserve your wealth.


You are a unique individual with specific goals & needs. We will listen and understand your needs.

Objective Advice

We adopt holistic risk-managed ways to achieve a financially secure life for you and your family.

Proactive Expertise

We stay abreast of latest market developments to grow and preserve your wealth.

Innovative Solutions

We proactively assess and source innovative solutions to achieve your goals.


We treasure a long-term relationship with you based on trust.

Our Team

Victor Lye, CFA, CFP®

Founder & CEO

Victor has over 25 years of leadership experience in investments, insurance and healthcare.

Starting his career with the Singapore Government Administrative Service, he later joined the private sector and held leadership positions in wealth management, private banking, stockbroking, insurance and asset management.

Victor has turned around two insurance companies belonging to the largest private healthcare groups in Singapore and Asia before closing a merger and acquisition deal with a pan-Asian insurer. Victor has served on the boards of publicly listed companies and chaired various audit committees.

A Colombo Plan Scholar, Victor graduated with a first-class honours degree in Economics from the University of Adelaide. He is professionally qualified as a Chartered Financial Analyst and a Certified Financial Planner.

Yuan Baosheng, PhD

Computational Finance Strategist

Dr. Yuan has over 30 years of experience in finance and technology. With over 16 years of experience as a securities trader, research director and investment portfolio manager, Dr. Yuan has held various roles in global firms such as Intel and Apple and in the Singapore Government’s Agency for Science, Technology and Research (AStar).

Dr Yuan obtained his Ph.D. at the National University of Singapore where his research focus was in the field of Computational Finance. He also has a Master’s degree from the Chinese Academy of Sciences and Bachelor’s degree in Science (Physics) from the Beijing Normal University.

Having authored over 20 journal publications internationally, Dr. Yuan is an expert in predictive volatility which is the source of investment performance. A holder of 8 US patents, Dr. Yuan has extensive knowledge in mathematics, statistics, computer technology and programming which are applied to financial modelling and behavioural sciences.

Christopher Low, B.Sc. (Computing & Information Science)

Portfolio Manager

Christopher is a serial entrepreneur and seasoned trader with over two decades of experience in the technology sector, having founded and sold multiple companies, including Pendulab, a web-based collaboration software company, which counted numerous Fortune 500 companies as one its key clients, Viwawa, Southeast Asia’s largest casual gaming platform and Softpay Mobile, Vietnam’s largest mobile point-of-sale company.

Christopher has been able to consistently identify trends and shifts in technology, having been a first mover both in digital collaboration tools as well as mobile payments, he harnesses that foresight to identify investment potential well before such technology becomes mainstream.

Applying his depth of experience to cryptocurrencies, Christopher understands the technology that underpins this nascent asset class, recognizing value in the underlying blockchains and gleaning insight into their potential applications.

Christopher holds a bachelor’s degree in Science, specializing in Computing and Information Science, from the National University of Singapore.

Patrick Tan, LL.B. (Honours, Upper Division)

Portfolio Manager

Patrick is a lawyer and was appointed as an Advocate and Solicitor of the Supreme Court of Singapore in 2005. Specializing in blockchain technology law, he has practiced with top blockchain technology law firms and was an early investor in Bitcoin.

Early in the development of cryptocurrencies, Patrick deployed statistical arbitrage and market making algorithms to profit from inefficiencies inherent in cryptocurrency markets, before employing more sophisticated strategies to generate market agnostic returns.

A prolific writer, Patrick is regularly quoted by major cryptocurrency media and is a featured speaker at a variety of wealth management and cryptocurrency events, he has also written a book on China and digital assets.

Johnny Ong, B Sc

Head, Systems & Operations

Johnny has more than 14 years of information technology and web applications development and project management experience. Over the years, he has implemented numerous projects for both big and small companies.

Johnny has a Bachelor of Science degree from the National University of Singapore. Apart from his professional passion in technology, he has been active in community service since 1995.

Richard Martin

Head, Business Risk & Compliance

Richard has over 24 years financial experience in Singapore covering risk & compliance, operations, financial advisory, fund management and investment research. He has served institutional, high net worth and retail clients in both investment management and digital advisory services, as well as serving on various investment committees over the years.

He has a strong understanding of fund administration, having set-up operations of inaugural unit trusts for two financial institutions. Richard played a key role in building up AUM at a wealth management unit of a Singapore-based bank. As an investment manager, Richard has delivered respectable risk adjusted returns in challenging periods for multi-asset discretional portfolios over 10 years.

Richard graduated from Sheridan College in Canada, majoring in Business Administration. He has obtained certifications with multiple institutions, including International Compliance Training Academy, University of Southern Queensland, Institute of Banking & Finance, Singapore College of Insurance and completed CFA Level II with the CFA Institute.